Academy of Human Development

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UEN No/CPE Reg No/ GST Reg No: 199900986N
(Reg. Period: 19 May 2020 to 20 May 2024)

Conceptualisation and Intervention with Families that Present Financial Issues


  • Trainer gives trainees opportunities to apply knowledge through discussions and sharings and makes lessons more enjoyable

    Anonymous, 29 & 30 Apr 2015
  • Very engaging, great use of activities to spruce up the sessions.

    Anonymous, 29 & 30 Apr 2015

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Who deserves what? And who decides? Is there ‘pure’ financial case? How we frame the narrative shapes how we perceive solutions. Underlying financial difficulties are often complex needs and issues faced by vulnerable individuals or families. This two-day workshop aims to examine intervention at micro, meso and macro level and to equip participants with conceptualisation frameworks for effective interventions.

Participants will learn to:

  • Identify underlying multi-stressors that families with financial issues face.
  • Examine policies and assistance schemes available and its impact on families and
  • Interpret the role of Social Service Practitioners in helping families with financial issues.


  • Basic premises and the 3-level objectives
  • Understand the helping process
  • Multi-level assessment
  • Improve on report writing skills
  • Come up with intervention plans
  • Introduction to community resources


  • Concepts of poverty and underlying multi-stressors 
  • Policies, assistance schemes and community resources
  • Role and narrative of practitioners
  • Guiding principles and 3 level objectives in helping process
  • Multi-level assessment framework
  • ERP model
  • Intervention Plans
  • Use of genogram, timeline, ecomap
  • Income vs expenditure exercise
  • Home visits
  • Bill and debt management
  • Social reports
  • Groupwork and community work
  • Self-care and Supervision


New social service practitioners who work with families presenting financial difficulties.


Participants who meet 75% class attendance will be awarded a Certificate of Accomplishment by the Academy of Human Development.


Ms Ruth Tan is a Registered Social Worker (RSW) who has most of her direct work experience at a family service centre (FSC). She is currently working in a child protection specialist centre (CPSC). Over the years, she has worked with numerous families and individuals that present with chronic or acute financial difficulties, and/or issues with debt repayment. These families and individuals may face concurrent challenges such as mental health issues, family violence and parenting difficulties. Her main roles have been in casework and counselling, supervision of caseworkers, planning and running community work and psychoeducational group work. Apart from direct work, she is working on a few papers under a research project with the social work department at the National University of Singapore (NUS) on binational families with low-income. She has also lectured and taught qualitative research at NUS, and Singapore University of Social Sciences (SUSS). She also supervises SUSS Social Work undergraduates for their final year applied research projects. Ruth holds a Bachelor Degree with Honours in Social Work, Master Degree in Social Work by Research from NUS, and a Postgraduate Certificate in Systemic Thinking. Her research interests include families with low-income, social support and family violence.


Click here to see course dates, fees, and funding available > 

PCG/VCF Funding is pre-approved at 45% per pax for Singaporeans/PR (Ref No. PAS00002929, End date of approval: 8 Mar 2024)


Dave Goh

6593 5284

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